Backup child care
The backup child care benefit resets at the start of each year. During the public health crisis, we have increased this benefit from 15 days to 20 days.
Daycare service is available for as little as $4 per hour through Care@Work’s Family Assistance Program.
You also have the option to use your own caregiver for child care and get reimbursed for a portion of your costs through the new Personal Network.
To get started with either option, go to Care@Work or call 855-781-1303.
Note: When you use the backup care benefits, the value of the hourly copay subsidized by the company is considered Imputed Income. This will be listed in the Imputed Income section on your paycheck and added to your taxable wages so appropriate taxes can be withheld.
PTO for new hires paid hourly
If you have been with Discover for eight weeks or less and are paid by the hour, Discover gives you early access to up to three days from your PTO bank to use for paid sick time covered reasons.
Covid-19 testing and office visits at no cost to you
If you are enrolled in a Discover medical plan, Covid-19 testing and related office visits are covered 100% when the test is medically necessary and coordinated by an authorized provider. Prior authorization is not required. See your medical plan for details.
Free prescription drug home delivery
CVS Caremark will deliver prescription drugs and essential items to your home, with no delivery cost to you, within one to two days. For a fee, you can get same-day delivery. Visit cvs.com for details. If your prescription is with another pharmacy, ask about their delivery options.
NOTE: Ordering medication by mail is still available at no cost to you. There is no need to change your mail-order prescriptions to one- to two-day delivery. For mail order, visit caremark.com or call 888-739-7987.
New eligible expenses for HSA and FSA
You can now buy over-the-counter drugs (drugs that don’t need a prescription) and feminine hygiene products using tax-free dollars from your Health Savings Account (HSA) and/or Health Care Flexible Spending Account (HCFSA). This change is retroactive to January 1, 2020.
- For eligible expenses, go to connectyourcare.com
- To change your HSA contributions, call 844-337-6947 (844-DFS-myHR).
NOTE: Some pharmacies and stores may not have updated their list of eligible expenses yet, so keep your receipts.
Flexibility to change your daycare FSA elections
Discover will now allow you to enroll in a Dependent Daycare Flexible Spending Account or change your current elections to adjust for a significant change in cost in your daycare situation. Call 844-337-6947 (844-DFS-myHR) for assistance.
Free access to premium content on Sanvello
Sanvello is a mobile app used by more than three million people for dealing with stress, anxiety and depression. During the pandemic, access to Sanvello premium content is free! Learn more at Sanvello or download the app:
Monthly internet allowance expanded to more employees
All hourly employees and agent Team Leaders who work from home during the pandemic will automatically receive a $60 monthly allowance for internet service in their paychecks. There will be a one-month lag in payment and taxes will be withheld.
Fitness Center payroll deductions on pause
Until our Fitness Centers reopen, we won’t charge the access fee. We’ll also continue to pay our Fitness Center vendors to help them financially.
Coronavirus-related distribution option
As allowed under the CARES Act, if you or your family are impacted by COVID-19, you were eligible to take a special distribution(s) from your vested Discover Financial Services 401(k) balance before December 31, 2020.
Visit myHR for more details.
Extended Deadline to Change Your Benefit Elections
If you are eligible, you may have more time to make certain welfare benefit election changes if you experience a HIPAA special enrollment event. Typically, you need to make election changes within the required time period, usually within 31 or 60 days of the event. But during the COVID-19 outbreak period, new regulations allow more time if you need to make changes as a result of a HIPAA special enrollment event, including:
- Losing eligibility for other coverage.
- Gaining a new dependent due to marriage, birth, adoption, or placement for adoption.
- Losing or gaining eligibility for premium assistance under a state Children’s Health Insurance Program or Medicaid.
You may be responsible for your share of the cost of benefits that you receive retroactively.
To learn more, open a service request on myHR or contact a myHR Representative at 844-DFS-myHR (844-337-6947).
Carryover of Health Care FSA and Dependent Care FSA funds
You will automatically carry over any unused 2020 Health Care FSA (HCFSA) funds and/or Dependent Care (DCFSA) funds into 2021. And you will be further allowed to carry over any unused HCFSA and/or DCFSA funds from 2021 into 2022.
- For HCFSA, you will be able to use the 2020 carryover funds for eligible expenses incurred during the 2020 calendar year and/or during the 2021 calendar year
- For DCFSA, you will only be able to use the 2020 carryover funds for eligible expenses incurred during the 2021 calendar year
Dependent Care FSA claims reimbursement for a child who turned age 13 any time in 2020
You will be allowed to receive reimbursement for dependent care claims incurred from January 1, 2020, through December 31, 2020, for a dependent child who turned age 13 at any time within the year 2020. And if you have any unused funds in your DCFSA for the 2020 plan year as of March 31, 2021 (the 2020 DCFSA claims submission deadline), your unused funds will carry over to your DCFSA 2021 account. You may use those carryover funds to be reimbursed for your dependent’s claims incurred in the 2021 plan year, from January 1, 2021, through the date your dependent child turns age 14 in 2021.