This site is designed to show you the costs that apply to you. You can easily change the parameters to view other rates. Costs for coverage vary based on your Health and Welfare Eligible Earnings (HWEE), coverage level, the plans you choose and, for certain plans, your age and tobacco use. To view the rates that apply to you, please answer the questions in each rate section.
If you prefer, click here to view all the rates in a PDF.
HWEE stands for Health and Welfare Eligible Earnings. Discover uses HWEE to align certain plan rates, coverage and benefits to your earnings. For example, HWEE is used to determine medical plan rates and the rate for Long-Term Disability (LTD) insurance. It’s also used to determine the amount of supplemental life insurance you can buy for yourself and the amount of your LTD benefit. HWEE is calculated each September using the greater of your base salary or your most recent 12 months of eligible earnings. You’ll find your HWEE on myHR under Health and Insurance. For a full definition of HWEE, see the Welfare Benefits Summary Plan Description on myHR.