Life and DisabilityDisability Coverage

Short-Term and Long-Term Disability Insurance

As a Discover employee, you receive Short-Term Disability Insurance at no cost to you. You have the option to buy Long-Term Disability Insurance to provide financial protection in the event you are not able to work due to an extended illness or injury.

The maximum monthly benefit amount for Long-Term Disability is $20,000 (HWEE of $400,000). If you previously waived coverage and wish to enroll during this Annual Enrollment period, you will be required to submit Evidence of Insurability (EOI).

2021 Benefit Plan Rates

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The Hartford

Life and LTD Group | 805593

Life Claims


Life Portability or Conversion


Life EOI through myHR



Short-Term Disability

Basic and Supplemental AD&D

Group | OK980085

Business Travel Accident

Group | ABL980064