Life and DisabilityLife Insurance

Life Insurance

As a Discover employee, you receive Basic Life Insurance of one times your HWEE (up to $500,000) at no cost to you. You have the option to buy Supplemental Life Insurance for you, your spouse/partner and children.

  • Coverage for Yourself: You can elect Supplemental Life Insurance coverage up to eight times your HWEE or $3 million, whichever is less. Evidence of Insurability (EOI) is required if you are increasing more than one coverage level, enrolling for the first time if previously eligible (any amount), or electing coverage above $1 million.
  • Coverage for Your Spouse/Partner: You can elect coverage up to $200,000 (but no more than what you elect for yourself). EOI is required if you are increasing more than one coverage level, enrolling for the first time if previously eligible (any amount), or electing coverage above $30,000.
  • Coverage for Your Child(ren): You can elect coverage up to $20,000 per child up to age 26. EOI is not required.

2021 Benefit Plan Rates

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The Hartford

Life and LTD Group | 805593

Life Claims

888-563-1124

Life Portability or Conversion

877-320-0484

Life EOI through myHR